Small Business Grants Online

Small Business Grants Online

The government sets aside millions of dollars as grants for minorities to help this marginalized section of the population.Nearly 275 billion dollars have been earmarked by the administration as federal grants and a large share of that money is for financing business for minorities. The government has recognized the need to support entrepreneurs to help develop the community, especially the minority communities. Most federal government grants are reserved for nonprofit organizations and state government projects that work towards community development.

There are many people out there who would like to start a venture that will benefit the community as a whole but do not have the capital to start. Taking a loan is also not an option because financial institutions require guarantees and other supporting documents. Financial aid received in the form of a grant is a better alternative as you do not have to return the amount. Grants are mostly given out to fulfill a specific purpose or to satisfy a need.

In these times of an economic recession, it is difficult to find gainful employment, hence the government has come up with a 787 billion dollar stimulus plan to cushion the economy. A large portion of this money will go towards entrepreneurial projects that will create jobs and benefit the community. A good example of such a venture is child day care center, as it will provide employment in the community and will also allow women to look for employment without worrying about child care.

The government has set aside funds as grants for minorities to contribute to their economic well-being. The administration also has The Catalog of Federal Domestic Assistant (CFDA) website which gives details about minority grants and their application procedures. You can also track the status of your grant application on the government grants website with your Funding Opportunity Number (FON) or Catalog of Federal Domestic Assistance (CFDA) number.

The US Small Business Administration (SBA) realizing that minorities don't have access to commercial finance, have made provisions for small business grants and loans to assist these people. The SBA also passes government contracts on to Economically Disadvantaged Women Owned Small Businesses (EDWOSBs) and minorities. SBA also runs a Small Business Investment Company (SBIC) program which provides start-up funds to businesses in return for shares in the company.

The US Department of Commerce has a Minority Business Development Agency (MBDA) which is committed to assist entrepreneurs from the minority communities. They provide assistance and tips on how to start a small business. They support small minority business enterprises (MBE) in drawing up marketing plans, provide technical assistance and financial planning. The MBDA has over 40 business development centers mostly located in areas which have a concentration of minority population and businesses.

There are many government and private grants for small business start-up for women and minorities. You just need to look in the right places, visit your local chamber of commerce, check the government grants website, and organizations like Rotary. The Office of Women's Business Ownership (OWBO) is also a great place to look for assistance.

According to a survey Hispanics are the largest minority group they consist of 15 percent of the population, followed by African-Americans 13 percent and Native Americans 1 percent. The Obama government also enacted the American Recovery and Reinvestment Act of 2009 under which funds are set aside as grants for the next 10 years.


Visit to: http://businessstartupgrants.blogspot.com/


Source: http://businessgrantsfor.blogspot.in/2012/05/small-business-government-grants.html


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Small Business Startup in Brisbane

Small Business Startup in Brisbane

Our School System Falls Short...

Our University Degrees are Lacking...

Most Business Owners have NO IDEA!

Dun & Bradstreet chief executive Christine Christian says "business failures have trended steadily upwards since 2008, growing more than 30% in the last three years."

There is a reason why so many small business fail and to be perfectly frank, it is because the vast majority of business owners have absolutely no idea about business. Look at a few of these examples small business startup :

"Sally loves cooking and is absolutely fantastic at it, subsequently she decides to open a restaraunt."

The above is most definitely not a business and is not even close to being an even moderately plausible business model. What most business owners fail to realise and unfortunately are never taught is the importance of elements of business outside of what they are directly in control of.

When I started my first Removalists Brisbane company, back in 2008 here is a basic rundown of my logic in starting a company, which I think a lot of Young Entrepreneurs would find useful:

I've done my training (having worked for one of the larger Removalist Companies in Brisbane for two years)
I've researched the demand for my industry (200+ companies already exist/am aware of Search Engine Traffic)
I've decided on my Unique Selling Proposition (USP), to combine the good old fashioned service of one truck operators, with the marketing expertise and knowhow to build a solid online platform for my business
I've engaged the services of an expert SEO Company Brisbane in order to extend my online presence and compete in my most dominant battleground... online.
If you don't believe me, take the time to Google "Removalists Brisbane" or "Furniture Removalists Brisbane" and take a look at the varying quality of just the First 10 webpages as this is basically all that matters.
Still don't believe me? Well take the time to check the reviews for the prominently listed Google Reviews.
You better believe I want to battle the big companies here as opposed to an outrageously priced Billboard, Radio or TV Advertisements campaign.

Visit to: http://businessstartupgrants.blogspot.com/


Source: http://www.articlesbase.com/entrepreneurship-articles/small-business-startup-in-brisbane-5911423.html


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Small Business Grants for Women

Small Business Grants for Women

Every time I get online, it seems there's another pop up ad, or an email message telling me about the $300 Billion dollars of grant money that is being given away by the U.S. government for small business owners. If you’ve seen them too, chances are you want to know two things: One: Where is all this FREE Money I've been hearing so much about? And two: How do I get my piece of it?

Well, wonder no more, girlfriend, because I'm about to give you all the inside information. Because underneath all the hype, and the hoopla, there really IS grant money available for small business owners - and you probably qualify for some of it!

In fact, I’m going to give you the 7 top “insider secrets” of successful grant writers! So, grab a cup of coffee, get comfortable, and keep reading. I’m about to “show you the money!”

First of all though, let me tell you a little about myself. (I don’t want you to be wondering why you should listen to me!) I’m the mother of three, I was a widow for several years, and recently married a wonderful man. I divide my time between my homes in southern France and Southeast Utah. And, as my family, friends and clients know, I have really bad karma when it comes to technology! (I think I must have been an evil copy machine repairman in a past life). In fact, I’m being dragged slowly and reluctantly into the 21st century – nails digging furrows behind me – I’m only now having my very first Web page designed! But, while I may be technologically challenged, I’ve been writing grants for over twelve years, and helping small business owners “weave their dreams into reality” for three.

So, back to your first question – where is all the Free grant money for your business?

Do me a favor. Google “small business grants” right now. How many sources did you come up with? (When I did it as I was writing this article, I got over three million.)

Three million sources for small business grants! That’s a little overwhelming, to say the least, isn’t it? (Even if two thirds of them are repeats, broken links or not pertinent to your situation…that still leaves over a million Websites!) And it brings up so many more questions. Are you wondering where to begin searching? Or, if you did happen to luck out, and found a potential source right away, what your next steps should be? What information do you need? How do you find out if you qualify? Are you a good enough writer?

Secret #1: You don’t need to have a degree in English lit, or even be an especially talented writer to write a successful proposal. If you have average writing skills, and can read and follow a recipe, you can write a grant yourself. All grants have a basic format, with certain “ingredients”. Follow the format, provide the required information, and you’ll end up with a finished grant that has as much chance getting funded as one that is written by an “expert.” And just so you know, you receive a “grant” (which is money for your business that doesn’t have to be paid back), but you also write a “grant”. Another word for a written grant is “proposal”.

Hmm…that brings up another point. There is some specific terminology used in grant writing that will be helpful if you’re familiar with. All the definitions are going to be on my Website, but…it’s not up yet! (Darn technology.) Okay, I’ll tell you what. If you want a list of the most common words and definitions used in grant writing, email me, and I’ll send it to you!

Do you want some more good news? Your proposal is going to be your business plan.

Secret Tip #2: If you don’t have a business plan already, you need to write one, or hire someone to write it for you. Your business plan isn’t just for getting a grant. A good business plan is a written statement that describes your business. It’s a road map you've created that gives the details of how you're going to get from where you are now, to where you want to be. It puts you in charge of your success.

There are several good sources that will give you more information, even walk you through the steps of writing your business plan. Here are just a few:
http://www.sba.gov/
http://www.bplans.com/
http://www.count-me-in.org/

For the purposes of this article, I’m going to assume that you’ve already got your business plan written, and that you’re ready for the next step. What is it?

Research. Sadly there is no such thing as a “free lunch”. Because there are thousands, okay, millions of sites out there (remember your Google search?), you’re going to have to do your homework. Even with the links I’m going to give you, and the rest of the secrets I’ll share with you, be prepared to invest some time to find that perfect grant for you!

Secret #3: Put together a research system now, before you get started, where you will keep all your research, supplemental information, a calendar, RFPs and copies of completed applications in one place.

This may sound pretty simple, but believe me; you’ll kick yourself later if you don’t set one up before you get started. There’s nothing more frustrating than looking for a scrap piece of paper that has a vital piece of information on it, or trying to remember what the deadline is on a grant application you filled out two months ago. There are a lot of different organizing systems out there. You can use a 3-ring notebook, keep everything on your computer, or get an expanding file. Use whatever system you’re most comfortable with.

So, where do you start? How do you get a piece of the grant money pie? I suggest you start by looking for grants for women and minority business owners. Does it surprise you to know that every year, over 500,000 women start their own businesses? Or that, according to the National Foundation of Women Business Owners, Women-owned firms now generate over $3.6 trillion in sales, a 132% increase since 1992?

In fact, according to the Center for Women's Business Research, the growth rate of women-owned businesses is twice that of other firms. So, “yay” us! But, on the downside, the two biggest reasons that businesses fail are lack of planning, and not having enough capital. And statistically, as women, we still have a harder time accessing capital through traditional methods than our male counterparts.

Secret #4: Narrow your focus, become your own niche! You know when marketing your business on the Internet that the tighter your niche, the more successful your business is. It’s the same thing when you’re looking for grant money. You want to find a grant that is as closely matched to your needs as possible, because it gives you a better chance for being awarded the money.

The secret here is defining your business. Are you a “start up” or ongoing concern? What is your field of expertise? Who is your target market? Do you live in an urban or rural area? Do you have employees? Do you offer services or products, or both?

The next step is to define yourself. Are you economically disadvantaged? Disabled? The primary caregiver for a disabled spouse or child? What is your ethnic background?

Now decide what you need the grant for. Education or training for you or your employees? Research and development? Capital expenses? To purchase equipment, supplies or inventory?

The answers to those questions will give you your keyword search terms. Knowing keywords specific to your business is going to save you a lot of wasted time when you start researching. I suggest that you write them down, and keep them in your system under “keywords”. You’ll be referring to them and adding to them as you move from the “initial research” and start doing “primary research”.

Where do you go to find the “initial research”? That’s actually…

Secret #7: Access to my private databases, online links and closely guarded sources! (I told you I was going to share secrets that would help you get a grant, remember?) Some of the information that I’m going to give to you now has taken me 12 years to compile, and is one of the reasons that I am so good at what I do. I know exactly where and how to find money that my clients qualify for.

You may have noticed that I listed it as secret #7, and we’re only on Secret #5. That's because number 7 has a lot of information, and I want you to finish reading this article!

Secret #5: Don’t reinvent the wheel! Remember Secret #1? Take the time to become familiar with the grant writing formula. Look at examples of how successful grants were written, and follow their example. Read through the guidelines of each grant you’re writing. If you’re looking at a corporate or private foundation, explore their Website. Find out about their core operating
values and their principles. See whom they’ve given money to in the past. CALL and talk to someone at the foundation. Ask questions. Pick the brains of your local librarian, your SBDC representatives, your Score Executive, professional grant writers. If you don’t understand something, ask, explore, do some more research.

Don’t forget your own local resources as well. Do you have a Women Business Development Center near you? Chamber of Commerce? Small Business Development Center? (The Small Business Development Center is one of the first places I send new clients. They are an incredible resource for business owners, and offer an almost unbelievable range of services for you – most of them FREE!) Is there a micro-enterprise group, or women’s group in town? Check with your state legislator’s office. If your state has a Web page, get online and look around. If you’re disabled, go and talk to someone at your local Vocational Rehabilitation office. (Did you know that they have grants to help you start a business that range from $6,000 to $15,000, depending on the area and other guidelines?) Always start with at home, because chances are your local agencies, organizations and groups are going to know about grant resources in your state.

Visit to: http://businessstartupgrants.blogspot.com/


Source: http://www.internetbasedmoms.com/internet-marketing/small-business-grants.html


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Small Business Startup Grant Money

Small Business Startup Grant Money

Many women in business find that in order to meet their business' financial needs, they turn to searching out a loan source. Business loans for women are widely available through the Small Business Administration and a variety of other sources such as banks, credit unions and other financial institutions. Visit to here now - http://www.businessstartupgrants.info

Loans, however, are not the only source for financing. In some instances, business grants for women are available.Small Business grants for women are a wonderful option for some women in business. Grants are an excellent source of funding because grants are not repaid. The funding is provided through government resources that have been budgeted for specific needs in our national community. Anyone is open to apply, so small business grants for women are available to anyone regardless of gender, race, religion, or background.
The downside of grants is that business grants for women are not widely available. Rather, business grants for women are available only to select businesses and under very strict circumstances, mostly for research or development.

Technologically-focused businesses, for example, will find it much easier to qualify for a grant than a craft or retail business. Still, because the money is readily available, even if your business is retail oriented, it may be of benefit to check into business grants for women available for various resources that could assist you in your business.According to Denouement Solutions and Grants.gov, the United States government and its government organizations offer more 1000 grants totaling more than $400 billion in grant funding every year. Only 10 percent of citizens that qualify for these grants actually apply for grants, despite the fact that many more than that would qualify for a business grant for women. Therefore, even though not every individual or business is eligible for a business grant for women, it certainly can be beneficial to check into business grants for women.

According to grants.gov, the United States government's web site and main resource for grants that are available and can be applied for, there are more than 1000 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 different categories, as defined by the Catalog of Federal Domestic Assistance. While some agencies may list available grants under multiple grant categories, the Federal government lists these categories of grants as follows:

Agriculture ,Art ,Business and Commerce ,Community Development ,Consumer Protection ,Disaster Prevention and Relief ,Education ,Employment, Labor, and Training ,Energy ,Environmental Quality ,Food and Nutrition ,Health ,Housing ,Humanities ,Information and Statistics ,Law, Justice, and Legal Service ,Natural Resources ,Regional Development ,Science and Technology ,Social Services and Income Security ,Transportation ,Business Grant money,Small Business grant money,Grant money for small business,Technology grant money,

Even though the category of Business and Commerce may be what appears to have the largest selection of resources for smallbusiness grants for women, consider the other categories as well, according to where your business falls. For example, if your business is a restaurant, don't hesitate to check the Food and Nutrition category for grants currently available. If your business is a farm, check the Agriculture section.

Grants aren't available for starting or opening a new business, and they also aren't available for expanding on an existing business. However, business grants for women can offer funding for research or development of the business. Many grants may not be applicable to your particular business or needs, but there may be funds available for research, education, or other things needed for you to operate and improve your business to help you achieve business growth.In general, when considering the options for a business grant for women, do your homework and read carefully. Look at all grants available that might be related to your particular business. Consider looking into the Business and Commerce section, of Grants.gov, as mentioned, and also look into the different categories of grant fundings.

Take the time needed to read the grant qualifications carefully. With any business, check into the Regional Development category, as well as the Community Development category. Depending on your location within the United States, it's possible to qualify for a grant to economically develop certain areas, and expanding a business in one of these areas can possibly assist you in qualifying for a business grant for women at Small Business Startup Grant Money -women Business Grants Money - Business Grants for Women.

Visit to:http://businessstartupgrants.blogspot.com/


Source:http://www.articlesbase.com/small-business-articles/small-business-startup-grant-money-women-business-grants-money-3576946.html


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Small Business Startup Grants

Small Business Startup Grants


Assisting you in establishing your own business is not the sole reason why private institutions and government agencies offer small business startup grants. If these institutions show an interest in your project then only will they give you the grant. Simply having a good idea will not automatically mean that you will be given the grant.

o Most funding institutions provide grants mostly for "project" context, consistent with their organization's objectives and goals.

Conditions relating to income or credit

Usually you don't have to pay back the government grants. Some States require no qualifications for receiving the grant but this is not always the case. You may not have to be qualified the same way that people applying for loan (national as well as private) have to qualify but there is a process for requirement, which you have to pass through in order to get the grant.

o The myth of "free money" granted for starting or expanding a small business needs to be shattered. They do not provide grants to individuals who might use the money to start only a profitable small business of their own.

Now you must be wondering about the qualifications that a person should possess in order to get small business startup grants from the government. The main thing you have to prove is, the business idea that you have in mind is feasible. In order to prove that your plan is feasible, you must show that you are trustworthy, which indirectly means that your credit score must be good.

o independently owned and operated;
o not dominant in its field;
o or employs 500 full-time people or less

To present a feasible business plan

Before you go and apply for a government grant, you will have to make a good presentation of the project, which you want to undertake. So you will have to put your idea in to a proper presentation. You should do some research along with the study of market in order to show that your business proposal is feasible and that it can earn sufficient amount of money.

o You submit a business loan application to the small business lender for initial review. If the lender approves of your plan, a copy of the business loan application and a credit analysis are forwarded to the Small Business Administration.

Although you do not have to pay back the money to the government but the institution would like to invest in those businesses that have the ability to survive with time. These businesses should have the capability to generate work and increase the income of the country, which in turn will add to the country's wellbeing. In order to know the necessities required for obtaining small business startup grants, you will have to talk to the government agency that offers such grants.

Sanction of government grant

If you want to obtain small business startup grants then you will have to show the agency that your project is good and feasible. Moreover, the business proposal should be of that category that the government supports and promotes. You won't be able to do anything if you are not eligible for the government grant.

o Such are only available to support non-profit organizations, lending institutions, and state and local government programs that provide technical and financial assistance to small businesses.

o Grant opportunities may exist for small businesses engaged in very specialized activities. Many organizations provide job training grants to new and expanding firms.

So many people want to establish their own business but they are unable to because they don't know how they will get the money for it. It is not the end of the world if you cannot fulfill the requirements required for obtaining small business startup grants.

o Ineligible projects include land acquisitions, and projects whose primary purpose would be to increase production.
o A small business does not receive more than one loan in a three year period

There are government business loans, which you can apply for. The interest charged on these loans is usually low you can pay them back easily.

Hi, I'm Akhil Shahani, a serial entrepreneur who wants to help you succeed. If you like to work smart, check out http://www.SmartEntrepreneur.net  It's full of articles and resources to help you start and grow your business successfully. Please visit us & download our special "Freebie of The Month" at http://www.smartentrepreneur.net/freebie-of-the-month.html 

  Visit to:   http://businessstartupgrants.blogspot.com/

 Source:   http://EzineArticles.com/1331059

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